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EMI
Calculator
Calculate EMI, total interest, total payment, and view amortization schedule.
India • INR
Monthly EMI
Loan Amount (₹)
Interest Rate (% p.a.)
Tenure
Years
Months
Tenure converts to months for EMI calculation.
Processing Fee (optional)
For reference only (adds to “Total Cost”).
Recalculate
Download Schedule (CSV)
Reset
Monthly EMI
₹0
Fixed monthly payment
Total Interest
₹0
Over entire tenure
Total Payment
₹0
Principal + interest
Total Cost (incl. fees)
₹0
Fees included: ₹0
Principal vs Interest (Summary)
Donut-style chart approximation
Amortization Schedule
Month-wise breakdown
Month
EMI
Interest
Principal
Balance
Note: EMI uses standard reducing balance formula with monthly compounding.