Gold: Good for 5-10% of portfolio as hedge against inflation and crisis. Returns: 8-10% long-term. No regular income.
Mutual Funds (Equity): Better for wealth creation. Returns: 12-15% long-term. Can start with SIP of just $50/month.
My recommendation: Invest 80-90% in diversified mutual funds (index funds are best) and 10-20% in gold for safety.
Gold is insurance for your portfolio, not a primary growth engine. Mutual funds do the heavy lifting.
Compare: Mutual Funds Guide · Gold Rate Today
Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.