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Q What is SIP and how to start investing?
Lakshmi Reddy Investing 191 views Aug 07, 2026
Expert Answer

SIP (Systematic Investment Plan) is investing a fixed amount every month in mutual funds — like a recurring deposit but with higher potential returns.

How to start: Choose an index fund (like Nifty 50 or S&P 500 index fund), set up auto-debit of even $50-100/month, and stay invested for 10+ years.

$500/month at 12% for 20 years = $484,000 (you invested only $120,000).

Calculate yours: SIP Calculator

Learn more: Mutual Funds Guide

BG
Bhaskar Gadi
Financial Advisor & LIC Agent · Answered Aug 07, 2026

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Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.

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