Best SIP Plans for Beginners — Start Investing Today
A Systematic Investment Plan is the simplest way to start investing. You invest a fixed amount every month into a mutual fund, and over time, compounding turns small amounts into significant wealth.
How SIP Works
Think of SIP like a recurring deposit, but instead of a bank, your money goes into a mutual fund. When markets go down, your monthly amount buys more units. When markets go up, your existing units grow. Over 5 to 10 years, this averages out to 12 to 15 percent per year for equity funds in India.
SIP Growth — Real Numbers
Monthly SIP of 5,000 rupees at 12 percent: After 5 years — 4.47 lakh. After 10 years — 11.62 lakh. After 20 years — 49.96 lakh. After 25 years — 94.88 lakh.
Best Fund Categories for Beginners
Large Cap Index Funds: Track Nifty 50. Lowest risk among equity. Best for first-time investors.
Flexi Cap Funds: Invest across large, mid, small companies. Moderate risk, higher returns potential.
ELSS Tax Saving: Save tax under 80C up to 1.5 lakh. Only 3-year lock-in. Returns 12 to 15 percent historically.
Use our free SIP calculator to see how much your monthly investment can grow. Today Global Market provides free investment guidance to help you start your wealth-building journey.
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