Top Free Financial Tools You Should Be Using
Managing your money does not require expensive apps or financial advisors. In 2026, there are powerful free tools available online that can help you calculate investments, plan your budget, track expenses, compare insurance, and save on taxes — all without spending a penny.
At Today Global Market, we have built a suite of free financial tools that rival paid alternatives. Here is a roundup of the best free tools available online, including ours.
Free Investment Calculators
- SIP Calculator — Calculate how your monthly SIP investment grows over time with compound interest. See the difference between starting at 25 vs 35. Try our free SIP calculator
- Compound Interest Calculator — See how any lump sum grows with compounding. Compare different rates and time periods. The most powerful concept in finance, visualized. Use it free
- EMI Calculator — Planning a home loan, car loan, or personal loan? Calculate your exact monthly payment before you apply. Compare different tenures and rates. Calculate your EMI
- Retirement Planner — How much do you need to retire comfortably? This calculator factors in inflation, life expectancy, and existing savings to give you your exact monthly investment needed. Plan your retirement
Free Budget and Expense Tools
- FinanceGuide Expense Tracker — Our free expense manager app lets you track every rupee, set monthly budgets, split bills via WhatsApp, manage money lent and borrowed, track subscriptions, and get AI-powered financial health analysis. 18+ features, completely free, no ads. Try FinanceGuide free
- Budget Planner — Apply the 50/30/20 rule to your income. See exactly how much to allocate to needs, wants, and savings. Identify where your money leaks are
- Net Worth Tracker — Track your total assets vs liabilities. See your net worth grow over time. Available inside FinanceGuide
Free Tax and Insurance Tools
- Income Tax Calculator — Compare old regime vs new regime side by side. Include all deductions (80C, 80D, 80CCD, HRA, 24b). See which regime saves you more. Works for Indian, US, and UK tax systems. Calculate your tax
- Insurance Need Calculator (HLV) — How much life insurance does your family actually need? Based on your income, loans, dependents, and existing assets. Stop overpaying or underinsuring. Find your coverage need
- Education Cost Planner — Estimate future education costs with inflation. Whether it is engineering in India, MBA abroad, or medical school — see the real future cost and how much to invest monthly. Plan education costs
Free Utility Tools
Beyond financial calculators, Today Global Market offers 42 free utility tools including:
- Image tools — Compressor, resizer, format converter, background remover
- PDF tools — Merge, split, compress, convert PDF files
- Text tools — Word counter, case converter, lorem ipsum generator
- Developer tools — JSON formatter, HTML minifier, color picker, QR code generator
- SEO tools — Meta tag generator, sitemap creator, robots.txt generator
All tools work in your browser. No files are uploaded to any server. Your data stays on your device. Explore all 42 free tools