Insurance Explained — Every Type You Need
Insurance is the foundation of financial planning. One unexpected event without coverage can erase years of savings. This guide covers every type of insurance you need and how much coverage to get.
Life Insurance
Provides a lump sum to your family if you die. Essential if anyone depends on your income. Get 10-15x your annual salary in coverage.
How Much Life Insurance Do You Need?
Term vs Whole Life Insurance
Term vs Whole Life (India Guide)
Health Insurance
Medical debt is the #1 cause of bankruptcy. Health insurance is non-negotiable.
Health Insurance Types Explained
Disability Insurance
You are 3-4x more likely to become disabled than to die before retirement. Protects your income.
How Much Coverage Do You Need?
Use the DIME method: Debt + Income (10-15 years) + Mortgage + Education costs = Total coverage needed.
Free calculator: Insurance Need Calculator