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How to Check and Improve Your CIBIL Score

📅 06 Aug 2026 ⏱️ 5 min read ✍️ Bhaskar G.

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CIBIL Score Ranges

750-900: Excellent. 650-749: Good. 550-649: Fair. Below 550: Poor.

How to Improve

✅ Pay EMIs on time (35% of score) ✅ Keep credit card usage below 30% ✅ Don't apply for too many loans ✅ Keep old cards active ✅ Mix of secured and unsecured credit.

Check free at cibil.com once/year.

Educational content about credit scores.

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