CIBIL Score Ranges

750-900: Excellent. 650-749: Good. 550-649: Fair. Below 550: Poor.

How to Improve

✅ Pay EMIs on time (35% of score) ✅ Keep credit card usage below 30% ✅ Don't apply for too many loans ✅ Keep old cards active ✅ Mix of secured and unsecured credit.

Check free at cibil.com once/year.

Educational content about credit scores.