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Money set aside for unexpected expenses — job loss, medical emergencies, urgent repairs.
Minimum: 3 months expenses. Recommended: 6 months. Self-employed: 9-12 months.
Use our Emergency Fund Calculator.
Liquid and safe: savings account, liquid mutual funds, or sweep-in FDs. Never in stocks or locked instruments.
Educational content about emergency funds.
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Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.