What is an Emergency Fund?

Money set aside for unexpected expenses — job loss, medical emergencies, urgent repairs.

How Much?

Minimum: 3 months expenses. Recommended: 6 months. Self-employed: 9-12 months.

Use our Emergency Fund Calculator.

Where to Keep It

Liquid and safe: savings account, liquid mutual funds, or sweep-in FDs. Never in stocks or locked instruments.

Educational content about emergency funds.