What is an Emergency Fund?
Money set aside for unexpected expenses — job loss, medical emergencies, urgent repairs.
How Much?
Minimum: 3 months expenses. Recommended: 6 months. Self-employed: 9-12 months.
Use our Emergency Fund Calculator.
Where to Keep It
Liquid and safe: savings account, liquid mutual funds, or sweep-in FDs. Never in stocks or locked instruments.
Educational content about emergency funds.