SIP Required to Build ₹1 Crore Corpus
Everyone dreams of having ₹1 crore. Here is exactly how much you need to invest monthly through SIP to reach this goal.
Monthly SIP Needed for ₹1 Crore (at 12% returns)
| Time Period | Monthly SIP | Total Invested |
|---|---|---|
| 10 Years | ₹43,042 | ₹51,65,040 |
| 15 Years | ₹19,819 | ₹35,67,420 |
| 20 Years | ₹10,009 | ₹24,02,160 |
| 25 Years | ₹5,277 | ₹15,83,100 |
| 30 Years | ₹2,861 | ₹10,29,960 |
The message is clear: start early. A 25-year-old needs just ₹5,277/month. A 40-year-old needs ₹19,819/month for the same goal.
Step-Up SIP Strategy
If you increase your SIP by just 10% every year, you can reach ₹1 crore even faster. Starting with ₹5,000 and increasing 10% annually, you can hit ₹1 crore in about 18 years.
Calculate your exact SIP with our free calculator.