Mutual Fund Categories

Equity: Stocks. High risk/return. For 7+ year goals.

Debt: Bonds. Low risk. For 1-3 year goals.

Hybrid: Mix. Balanced risk.

Index: Track Nifty/Sensex. Very low fees.

ELSS: Tax saving + equity. 3-year lock-in. 80C eligible.

Educational content. No specific fund recommendations.