Advertisement
NPS (National Pension System) gives extra ₹50,000 tax deduction under 80CCD(1B) above the ₹1.5L limit of 80C.
| Monthly | Years | Corpus (10%) | Monthly Pension* |
|---|---|---|---|
| ₹5,000 | 25 | ₹66.47L | ₹26,588 |
| ₹5,000 | 30 | ₹1.13 Cr | ₹45,200 |
| ₹10,000 | 25 | ₹1.33 Cr | ₹53,176 |
| ₹10,000 | 30 | ₹2.26 Cr | ₹90,400 |
*40% of corpus must be used to buy annuity. Pension estimated at 6% annuity rate.
Calculate your NPS: Retirement Calculator
Advertisement
All calculations use standard financial formulas. SIP returns use compound interest formula: FV = PMT × [((1+r)^n - 1) / r]. EMI uses: EMI = P × r × (1+r)^n / [(1+r)^n - 1]. Tax calculations follow Income Tax Act provisions for the current assessment year. Insurance premiums are indicative market averages.
Sources: RBI, SEBI, Income Tax Department of India, CIBIL, IRDA, LIC of India. Data verified as of Aug 2026.
Financial Planner & Licensed Insurance Advisor with expertise in life insurance, mutual funds, tax planning, and retirement strategies. Helping individuals make informed financial decisions.
Book a free consultation with our financial experts and get guidance tailored to your situation.
Book Free Consultation →Advertisement
Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.