What is NPS?

Government-backed retirement scheme investing in equity, bonds, and government securities.

The ₹50,000 Extra Benefit

Section 80CCD(1B) gives ₹50,000 additional deduction beyond 80C. In 30% bracket, saves ₹15,600/year.

Returns

NPS equity option: 9-12% historically. Market-linked, not guaranteed.

Educational content. Consider your goals before investing.