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NPS — Extra ₹50,000 Tax Saving Most People Miss

📅 06 Aug 2026 ⏱️ 5 min read ✍️ Bhaskar G.

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What is NPS?

Government-backed retirement scheme investing in equity, bonds, and government securities.

The ₹50,000 Extra Benefit

Section 80CCD(1B) gives ₹50,000 additional deduction beyond 80C. In 30% bracket, saves ₹15,600/year.

Returns

NPS equity option: 9-12% historically. Market-linked, not guaranteed.

Educational content. Consider your goals before investing.

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Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.

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