Old vs New Tax Regime — Which Saves More?

The Two Regimes

New: Lower rates + ₹75K standard deduction, almost no other deductions.

Old: Higher rates but allows 80C, 80D, NPS, HRA, home loan deductions.

Rule of Thumb

Total deductions above ₹3.75 lakh? Old regime likely better. Below that? New regime wins.

Use our Tax Calculator to compare with your numbers.

Tax laws change. Verify current rules. Not tax advice.