PPF Calculator — ₹5,000 Monthly Investment
PPF (Public Provident Fund) is one of the safest investments in India with triple tax benefit: deduction on investment, tax-free interest, and tax-free maturity.
₹5,000/Month PPF Growth (at 7.1%)
| Years | Invested | Interest | Total Value |
|---|
| 5 Years | ₹3,00,000 | ₹58,853 | ₹3,58,853 |
| 10 Years | ₹6,00,000 | ₹2,76,474 | ₹8,76,474 |
| 15 Years | ₹9,00,000 | ₹6,92,947 | ₹15,92,947 |
PPF matures in 15 years but can be extended in 5-year blocks. Best for conservative investors who want guaranteed, tax-free returns.
📐 Methodology & Sources
All calculations use standard financial formulas. SIP returns use compound interest formula: FV = PMT × [((1+r)^n - 1) / r]. EMI uses: EMI = P × r × (1+r)^n / [(1+r)^n - 1]. Tax calculations follow Income Tax Act provisions for the current assessment year. Insurance premiums are indicative market averages.
Sources: RBI, SEBI, Income Tax Department of India, CIBIL, IRDA, LIC of India. Data verified as of Aug 2026.
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