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₹1 Crore Retirement Corpus – How Much SIP Is Needed?

📅 08 Aug 2026 ⏱️ 5 min read ✍️ Bhaskar G.

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Building ₹1 Crore for Retirement Through SIP

Start AgeYears to 60Monthly SIP (12%)Total Invested
2535₹1,497₹6,28,740
3030₹2,861₹10,29,960
3525₹5,277₹15,83,100
4020₹10,009₹24,02,160
4515₹19,819₹35,67,420

At age 25, you invest only ₹6.29 lakh total to get ₹1 crore. At 45, you invest ₹35.67 lakh! The cost of delay is enormous.

Start now: Retirement Calculator

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