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| Score | Rating | Loan Approval | Interest Rate |
|---|---|---|---|
| 750-900 | Excellent | Easy approval | Lowest rates |
| 700-749 | Good | Usually approved | Slightly higher |
| 650-699 | Fair | May be approved | Higher rates |
| 550-649 | Poor | Difficult | Very high rates |
| Below 550 | Very Poor | Usually rejected | N/A |
Target score: 750+ — this unlocks the best rates and instant approval for most loans.
Check free at myscore.cibil.com. Read our improvement guide.
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Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.