What is a Systematic Investment Plan (SIP)?
A SIP is a method of investing a fixed amount regularly in a mutual fund. Instead of a large lump sum, you invest small amounts consistently — as low as ₹500 per month.
How SIP Works
Each month, your fixed amount buys units at the current NAV. When the market is high, you get fewer units. When low, more units. Over time, this averages out your cost — called rupee cost averaging.
Benefits
Discipline: Auto-debit ensures regular investing. Compounding: The longer you stay, the more growth. No Timing: No need to predict markets. Flexible: Start with ₹500.
Try our free SIP calculator to see your potential growth.
Disclaimer: Mutual fund returns are not guaranteed. This is educational content.