Free Tools

Financial Calculators

Plan your finances with our free, accurate calculators. No login required.

📈 SIP Calculator

See how systematic monthly investments grow over time with the power of compounding.

₹5,000/mo
10 years
12%
Invested Amount₹6,00,000
Estimated Returns₹5,58,077
Total Value ₹11,58,077

Want help choosing the right SIP?

Get Free SIP Advice →
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🏠 EMI Calculator

Calculate monthly EMI for home loans, car loans, or personal loans.

₹30,00,000
20 years
8.5%
Monthly EMI ₹26,035
Principal₹30,00,000
Total Interest₹32,48,418
Total Payable₹62,48,418

🛡️ Human Life Value Calculator

Find the minimum life insurance cover your family needs to stay financially secure.

30 years
₹8,00,000/yr
₹3,00,000/yr
6%
Your Human Life Value ₹2,49,56,414

This is the minimum life insurance cover you need to protect your family's financial future.

Get a detailed insurance review from our experts.

Free Insurance Review →
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🏖️ Retirement Calculator

Know the corpus you need and the monthly SIP to retire comfortably.

30 years
60 years
₹40,000/mo
6%
Future Monthly Need₹2,29,739/mo
Corpus Needed₹6,89,21,740
Start a monthly SIP of ₹23,456

at 12% expected return to reach your retirement goal

📋 Income Tax Calculator (Old vs New Regime)

Compare your tax under old and new regimes to choose the best option.

₹12,00,000
₹1,50,000
₹25,000
₹1,20,000

Old Regime

₹67,600

Effective Rate: 5.6%

VS

New Regime

₹93,600

Effective Rate: 7.8%

✅ Old Regime saves you ₹26,000 more!
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🎓 Child Education Cost Calculator

Estimate future education costs and plan your savings today.

3 years
18 years
₹15,00,000
10%
Future Education Cost ₹38,28,398
Monthly SIP Needed ₹12,345

at 12% expected return to fund your child's education

Need Help Understanding Your Results?

Our experts will review your calculations and create a personalized action plan — absolutely free.

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💰 Net Worth Calculator

Calculate your net worth — assets minus liabilities. Track your financial progress.

Assets

Liabilities

Total Assets₹72,00,000
Total Liabilities₹32,50,000
Your Net Worth ₹39,50,000
Solvency Ratio54.9%

🆘 Emergency Fund Calculator

How much emergency fund do you need and how long will it take to build?

₹50,000/mo
6 months
₹1,00,000
₹10,000/mo
Emergency Fund Needed ₹3,00,000
Already Saved₹1,00,000
Gap to Fill₹2,00,000
Time to Build20 months

🎯 Goal Planner Calculator

Plan any financial goal — car, house, vacation, wedding. Find how much to save monthly.

₹20,00,000
5 years
6%
12%
₹2,00,000
Goal (Today's Value)₹20,00,000
Goal (Future Value after inflation)₹26,76,451
Already Saved (will grow to)₹3,52,467
Remaining Amount Needed₹23,23,984
Monthly SIP Needed ₹28,422

🩺 Financial Health Check

Get a quick score on your financial health across 6 key parameters.

Your Financial Health Score 72/100
💰 Savings RateGood
📊 Debt-to-IncomeGood
🆘 Emergency FundFair
🛡️ Term InsuranceGreat
🏥 Health InsuranceGreat