🏅 IRDAI REGISTERED · TRUSTED SINCE 2015
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Your Trusted LIC Agent in India

Bhaskar Gadi — Life Insurance Advisor & Financial Planner
📍 Based in Bangalore · 🌐 Serving Clients Across India & NRIs Worldwide
🛡️ LIC Certified Agent ✅ 500+ Happy Clients 🆓 Free Consultation
500+
Happy Clients
10+
Years Experience
₹5Cr+
Claims Settled
100%
Free Advice

🤝 How I Help You

🛡️

Life Insurance Planning

Get the right coverage for your family's protection. I'll analyze your needs and recommend the perfect LIC term plan, endowment policy, or money back plan — so your family is always secure.

🏖️

Retirement & Pension Plans

Plan your retirement worry-free with LIC pension plans. Whether you want guaranteed income after 60 or early retirement at 50, I'll help you build the right corpus with systematic planning.

👶

Children's Future Planning

Secure your child's education and marriage with LIC's children plans. Start early, get maximum returns. I'll calculate exactly how much you need to invest for your child's dream future.

💊

Health & Critical Illness

Medical emergencies shouldn't drain your savings. I help you choose the right health cover and critical illness rider to protect your wealth during health emergencies.

📊

Financial Planning & Advice

Not just insurance — I provide complete financial planning. Tax saving investments, wealth creation, emergency fund planning, and goal-based investing. All for free.

📝

Policy Service & Claims Help

Already have LIC policies? I help with premium payment, loan against policy, policy revival, name/address changes, maturity claims, and death claim settlement — hassle-free.

⭐ Why 500+ Clients Trust Me

🆓
100% Free Consultation
No hidden charges. No fees. I earn commission from LIC, not from you. My advice costs you ₹0.
🔄
Lifetime Support
Premium reminders, annual reviews, claim support. I don't disappear after selling a policy. I'm your agent for life.
🎯
Honest Advice
I recommend what YOU need, not what gives me highest commission. Your family's security is my priority.

📌 Most Popular LIC Plans in 2026

BEST SELLER

LIC Jeevan Amar

Pure Term Insurance — Maximum Protection

Highest life cover at the lowest premium. ₹1 Crore cover starting from just ₹700/month. Best for family protection. If anything happens to you, your family gets the full sum assured — tax free.

POPULAR

LIC Jeevan Umang

Whole Life Plan + Yearly Income

Get 8% of sum assured every year after premium payment ends — for your entire life till age 100! Perfect blend of protection + guaranteed returns. Best for long-term wealth creation.

FOR CHILDREN

LIC Jeevan Tarun

Children's Education & Marriage Plan

Start when your child is young, get lump sum payouts at age 20, 21, 22, 23 & 24. Covers education expenses and builds a corpus for their career. Every parent's smart choice.

RETIREMENT

LIC Jeevan Shanti

Guaranteed Pension for Life

Pay once, get pension for life. Guaranteed monthly/quarterly/yearly income after retirement. No market risk. Best for people who want tension-free retirement with guaranteed income.

📋 How It Works — Simple 3-Step Process

1

Tell Me Your Goal

Email or message me what you're looking for — family protection, child's future, retirement, tax saving, or wealth creation.

2

Get Personalized Plan

I'll analyze your needs, compare plans, and recommend the best LIC policy with exact premium calculations. All free.

3

Buy Online Instantly

Complete everything online — no branch visit needed. Just Aadhaar, PAN & bank details. Policy issued within 24 hours.

📞 Looking for the Best LIC Plan?

Get free, honest advice from a trusted LIC agent. No pressure, no obligation. Just the right plan for your family.

✉️ Email Me Now 📝 Contact Form
Usually respond within 2 hours · Available Mon-Sat 9AM-8PM

💬 What My Clients Say

★★★★★
"I was looking for the best LIC agent in Bangalore. Bhaskar helped me understand term insurance and I got ₹1 Crore cover for just ₹800/month. His guidance was clear and honest. Highly recommended!"
— Rajesh K., Software Engineer, Whitefield
★★★★★
"Bhaskar compared 4 different LIC plans for my daughter's education. He showed me exact calculations and helped me choose the perfect plan. Very professional and always available for queries."
— Priya M., Teacher, Koramangala
★★★★★
"Best LIC agent I've ever worked with. He helped my father's death claim get settled in just 15 days. Very supportive during a difficult time. Thank you Bhaskar!"
— Suresh R., Business Owner, HSR Layout
★★★★★
"I wanted a pension plan and Bhaskar explained LIC Jeevan Shanti so clearly. He even showed me how much pension I'll get every month. No other agent gave me this level of detail. 5 stars!"
— Meena S., Retired Teacher, Jayanagar

📍 Serving Clients Across India

I serve clients across all states of India through online consultation. Everything — plan selection, premium payment, document submission, and policy issuance — can be done 100% online from anywhere.

🌐 All India — OnlineKarnatakaMaharashtraTamil NaduAndhra PradeshTelanganaKeralaDelhi NCRUttar PradeshGujaratRajasthanWest BengalPunjabMadhya PradeshBiharOdishaGoa🇮🇳 NRIs Worldwide

❓ Frequently Asked Questions

How do I buy a LIC policy from Bhaskar Gadi?

Email bhaskar@todayglobalmarket.com or fill the contact form. Share your goal (family protection, child's future, retirement, tax saving) and budget. Get the best plan with exact premium calculations. You can buy online — no branch visit needed.

Why should I buy LIC through an agent instead of online?

When you buy through an agent, you get personalized advice, plan comparison, premium calculation, lifetime support, claim assistance, and annual reviews. Online portals just sell policies — an agent guides you through the entire journey and stands by you during claims.

Is the consultation really free? What's the catch?

Absolutely free! There's no catch. LIC pays agents a commission from the premium — so agent income comes from LIC, not from you. You pay the same premium whether you buy from an agent or directly from LIC. But with an agent, you get expert guidance at zero extra cost.

Which LIC plan is best for a 30-year-old?

For a 30-year-old, the recommendation is typically: (1) LIC Jeevan Amar (term plan) for ₹1 Crore family protection at just ₹700-900/month, and (2) LIC Jeevan Umang for wealth creation + protection combined. The exact plan depends on your income, family situation, and goals.

What documents are needed to buy a LIC policy?

You need: Aadhaar card, PAN card, 2 passport photos, bank account details (for auto-debit), and income proof (only for high sum assured). For some plans, a basic medical checkup may be required — LIC arranges this for free.

Do you serve clients outside Bangalore?

Yes! Clients are served across India through online consultation. Everything — plan selection, premium payment, document submission, and policy issuance — can be done online. Many clients are NRIs in the US, UK, and Middle East.

How long does it take to get a LIC policy?

For most plans, the policy is issued within 24-48 hours after document submission and premium payment. If medical tests are required, it may take 3-5 working days.

Can you help with an existing LIC policy bought elsewhere?

Yes! Help is available with premium payment issues, policy loan, revival of lapsed policies, address/nominee changes, maturity claims, and surrender. Even if you bought the policy from another agent, servicing assistance is provided.

Don't Wait — Protect Your Family Today

The best time to buy life insurance was 10 years ago. The second best time is today.

✉️ Get Your Free Quote Now

Disclaimer: This website provides general educational information only and does not provide personalized investment advice or recommendations. Financial decisions should be made after considering individual circumstances and consulting a qualified professional where appropriate. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance does not guarantee future results.

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