The best age is NOW — here is why:
A 25-year-old gets ₹1 Crore term cover for ₹500-600/month. The same cover at 35 costs ₹900-1200/month. At 45, it costs ₹2000-3000/month.
Every year you wait, premiums increase 8-10%. Plus, health issues that develop later can make you uninsurable or increase premiums dramatically.
Buy term insurance the moment you have: A spouse, children, parents depending on you, a home loan, or any financial responsibility.
Get free advice: Talk to LIC Agent
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